Data protection

1. Person responsible and contact

VVZ Versicherungs-Vmietungs-Zentrum GmbH, Hanfackerweg 3, 8264 Eschenz, Switzerland is responsible for the offer. If you have any questions about processing your personal data or exercising your rights, you can reach us at info@vvzentrum.ch or +41 52 654 18 51. This declaration concerns the website and its contact and calculation functions. If necessary, you will receive additional information for subsequent advice or mediation.

2. Visit the website

To display the website, the operating server processes technically necessary connection data, in particular the IP address and the requested content. The current application does not keep permanent access logs and does not evaluate your usage behavior. To limit abusive requests, the IP address in memory is used for request limiting; this data will be deleted when the server is shut down. Fonts, images, icons and program libraries are loaded from the same server; this does not create connections to font or library CDNs.

3. Inquiries and applications

When you make an inquiry, we process the selected topics, your name, email address and, if provided, telephone number and message. The purpose is to assign and process your request or application. Mandatory information is visible on the form. Please do not send health information, copies of ID cards or confidential insurance documents via the open message field.

Requests and applications are stored with a reference number in the secure Auftrittswerke customer portal for VVZ. Auftrittswerke and Cloudflare provide the technical services. VVZ receives a notification without the contents of your request. These forms do not accept file uploads.

If you contact VVZ directly by email or telephone, the information provided will be used to respond and for related correspondence. They will only be retained for as long as is necessary for processing, legal obligations or to protect legitimate claims.

4. Insurance comparisons and calculation aids

The premium comparison processes place of residence, year of birth, deductible, accident coverage and model choice for one or two people. A voluntarily stated current insurance premium is used to calculate possible savings. The comparison features are transmitted to the server of this website and compared with a local inventory of official BAG insurance premiums. This means that no information is sent to the BAG or health insurance companies. The comparison profiles are not saved permanently. The entries and results remain in the open browser window until they are changed or the page is reloaded.

The legal protection comparison is calculated using a tariff list loaded in the browser. Information about the group of people, the desired coverage and the voluntary annual premium to date will not be sent to an insurer or an external computer for comparison purposes. You stay in the open browser window. If you request an offer, the selected offer and the comparison information provided will be included in the contact form; They are only saved when they are sent as described above under inquiries.

The pension calculator and the affordability calculator calculate the result in the open browser window. The amounts entered will not be sent to VVZ or to an external service.

Optionally entered personal names are only used for comparison purposes. They remain in the open browser window and are neither transmitted to the reward calculator nor permanently saved.

5. Pillar 3a and tax calculator

For the estimate, the contribution year, tax residence, taxable income, payment, pension fund connection and, if applicable, earned income as well as marital status, religious denomination and children's information are processed. The denomination is only taken into account for church tax. The calculation only starts when you explicitly request it.

The required calculation parameters are transmitted via the server of this website to the public tax calculator application of the Federal Tax Administration (FTA), swisstaxcalculator.estv.admin.ch. The residence search already asks for the postcode and tariff year entered. Names, email addresses, telephone numbers and your browser IP address are not passed on to the FTA through our application; the external service sees the connection of the requesting server. Calculation profiles and results are not permanently stored on our server. The external service’s data protection information also applies to the data processing of the external service.

6. Interactive map and external links

The Google Maps location map is automatically loaded when viewing the contacts section. Your browser transmits technical connection data, in particular your IP address and browser information, to Google. Google may use its own storage technologies and process data in accordance with its data protection settings. Our embed does not request your current location. “Plan route” opens Google Maps with the public destination address of VVZ. Entries from the contact form are not transferred to the card.

If you open an external link, the data protection information of the respective operator applies to the offer visited.

7. Cookies and similar technologies

The website application itself does not set cookies and does not store input in local storage or session storage. It does not use its own analysis or advertising services. The calculation and form functions do not require cookies. A distinction must be made between the embedded Google Maps map: the information and settings from Google apply to its cookies, storage technologies and data processing.

8. Recipients, foreign countries and automated decisions

The information from the website forms is not automatically transmitted to third parties in current operations. Deviating from this, the parameters required for the tax calculator are transmitted to the above-mentioned FTA service of the Swiss federal administration. When loading the location map, Google receives technical connection data. Google can also process data outside of Switzerland; You can find information about recipients and processing locations in the Google data protection declaration. The data protection information applies to external offers that you access independently.

The website does not automatically decide on the conclusion, acceptance or conditions of insurance. Comparisons and estimates are information aids.

9. Your rights

Within the framework of applicable data protection law, you can request information about the processing of your personal data and the correction of incorrect information. Under the legal requirements, you can also request the deletion or restriction of processing and the release or transfer of your data or object to processing. You can revoke your consent in the future. Appropriate proof of identity may be required to process a request.

Please contact the contact address given above. You can also contact the Federal Data Protection and Information Commissioner (FDPIC).

10. Changes and status

This statement will be adjusted if functions or data processing changes. The version published here applies. As of October 26, 2026.