Advice
EN

Take precautions today. Have opportunities tomorrow.

Calculate what your 3a deposit can do for tax purposes and classify pillar 3a into your overall picture with us.

Pillar 3a · your calculator

Your deposit. Your tax savings.

Maximum CHF 7,258.00 for 2026 with pension fund.
Estimated tax savings per year CHF –

Choose your deposit. This is followed by your tax residence and your personal information.

Taxes without deposit
–
Taxes with deposit
–
Your deposit
–
Discuss my retirement planning
This is how it is calculated

Your estimate

Non-binding estimate including church tax according to your denomination, excluding wealth tax. Ordinary contribution of a person; no additional payments or PK purchases.

Basics and tariff status

Tax calculation and tax residences: public calculator of the ESTV. Contribution with pension fund: 2026 CHF 7,258, 2027 CHF 7,373; without pension fund, 20% of net earned income, up to a maximum of CHF 36,288 or CHF 36,864. The result states the tariff level used; Tariffs for 2027 are currently only available for 2026. The tax assessment remains decisive.

Calculation and data protection

For the calculation, place of residence, marital status, denomination, child age, income and payment are transmitted to the public FTA tax calculator via our server. No names or contact details. On data protection

Weigh up tax advantages and retirement planning.

A possible tax relief is not an investment return. Costs, risks, commitment and insurance benefits are also part of the decision. Your goals determine what should be examined more closely.

For your conversation

This helps you get started.

01Your goals and existing pension solutions
02Your desired annual savings amount
03Questions about flexibility, investment and hedging
Discuss my concerns

Questions about pillar 3a.

Your questions deserve a conversation.

Discuss your calculation, flexibility and hedging with VVZ.

Request advice